Richard Skinner

Richard has a deep understanding of the music industry and leads the Music team at Coutts, Commercial Banking, which specialises in servicing the banking and funding needs of independent music businesses.

Richard joined Coutts over 40 years ago and during this time has held a range of client management and operational roles. He found his niche in the Media team and has been an established member of the team for some 20 years. A highly experienced relationship banker with over 22 MIDEM (the international music business trade convention) seasons to his name, Richard clearly has a strong personal affinity and commitment to the sector. He has developed a reputation as being ‘the’ banker to the Indie music community, and has served on panels at MIDEM, participated in University studies on the subject of financing for the music industry and has lectured on financing IPR to post-graduates at Warwick University and to a professional audience gathered by AIM.